If you are one of those people who are in the dilemma that is pet insurance worth it or not, you should be making yourself aware that an emergency medical expense on the health care of your beloved pet could go up to thousands of dollars. You will have to pay all of it out of your pocket if you have not got your pet insured. Here are some of the top reasons that should encourage you enough to get the pet insurance done without any further delay.
Huge expenses on veterinary bills
As per statistical records of 2014, more than $15 billion has been spent on veterinary bills in America alone. From this figure, you can well imagine the amount that you would have to pay in case your pet falls sick, unfortunately. Instead, it is better than you spend a nominal insurance premium fee and gets rid of all these worries. Once your pet is insured, you would not be required to worry about the expenses that would be needed in case the pet falls sick.
Choose the best vet for your pet
With pet insurance, you will have the liberty to choose the veterinary doctor or clinic. Unlike health insurance for humans, where you are bound to get treated by one of the enlisted doctors only, with pet insurance there is no such limitation. You can get your beloved pet treated by a vet of your choice and submit the bills to the pet insurance company, who will reimburse the lion’s share of the expenses.
No discrimination basis age or breed
Most of the pet insurance companies do not discriminate basis the breed, age or type of the pet. For humans, if the age is beyond a certain threshold, most companies do not prefer insuring the individual, but for pets, fortunately, there is no such discrimination. The insurance fees could vary depending on the age or breed of the pet, but you can certainly get the pet insured against any possible future health concerns.
Get mental peace
Last but not the least, with pet insurance in place you will have the mental peace that no matter what should an emergency situation strike tomorrow, you can afford the best possible veterinary services for the additional member of the family, your pet. If the health of the pet deteriorates and you know that you are not insured, that could be a challenging situation as you would be required to shell out thousands to get your pet cured or choose cheap vet services that may or may not be sufficient to cure the ailing animal.
You will never be required to choose between the wallet and your beloved pet when you get the pet insured. The above points should be strong enough to convince you that the question of is pet insurance worth it should be thrown out of the window, and the next thing that you should be doing is contact a pet insurance company and find a plan that suits you and your pet the best.